![]() Instances, where the insured has to pay a high copayment amount, may dissuade the insured from seeking proper healthcare attention when they need it, which defeats the entire purpose of buying an insurance policy.While a lot of companies opt for the copay clause, there are a lot of insurance companies who choose to not add a copay clause in the insurance policy because of various reasons. To prevent fraudulent behavior amongst the insured. ![]() Copay insurance dissuades insured from misusing their insurance policy. ![]()
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